Free Finance tools

Invoice Ninja

Track invoices, expenses, and payments in one place

Finom

EU business account with local IBAN — free tier, from €7/month

Stripe

Accept payments with no monthly fee — 1.5% + €0.25 in Europe, 2.9% + 30¢ in the US

easybill

Online invoicing with built-in shop and payment integrations

Tide

UK business account — free tier, 5 transfers/month, FSCS via ClearBank

BillingEngine

Track invoices and expenses without the accounting headache

Accountable

All-in-one accounting, invoicing and tax prep for self-employed

Zervant

Free invoices and quotes for freelancers, up to 5 clients

Lili

Separate business finances and automate tax withholding

Invoicely

Create and send professional invoices with automatic reminders

Zoho Books

Full accounting with a free-forever plan under $50K revenue

Holvi

Business account with invoicing and automatic bookkeeping

Norman

AI assistant that automates accounting, tax prep and filing

bunq

Green business banking with virtual cards and tax sub-accounts

Clark

Bundle and optimize all your insurance policies in one app

Billdu

Create invoices, estimates and receipts on mobile and desktop

SumUp

Accept card payments anywhere, no monthly

Ageras

Find vetted accountants and tax advisors, compare quotes free

Payoneer

Send and receive payments globally without leaving your account

Obra

Construction-first cost and income tracking – receipts via WhatsApp, email or photo