Freelance Hourly Rate Calculator

Find your minimum hourly rate in 3 steps — based on your target net income, estimated taxes, and business overhead.

Goal & Setup

USD / year

What you want left after taxes and all deductions.

Full-time: you cover all your own insurance and retirement costs.

%

At 30%: a reasonable starting point for many self-employed people.

Annual Costs & Working Time

Select your estimated annual overhead (tools, insurance, etc.)

Low
$1,500/yr
Medium
$3,000/yr
High
$5,000/yr
Custom
days
%

Sales, admin, accounting, learning, etc.

Your Minimum Hourly Rate

Minimum hourly rate (net) $
Day rate (8 h)
Billable hours / year
Required gross income
Annual overhead