3 tools that get you paid faster 💸 (+20% off Plesk)

Payoneer

International payments for freelancers

Invoice clients in USD, GBP or EUR and receive the money on local receiving accounts — without your bank skimming every incoming transfer. Payoneer covers 190+ countries and connects directly to Upwork, Fiverr and Amazon. In our test we looked closely at the real fees, payout speed and where the limits are.

Wise

Multi-currency account with mid-market rates

The cheapest way to move money across borders: real exchange rates, transparent fees and local account details in 9+ currencies. For freelancers who bill internationally but want to keep things simple, Wise is the benchmark the banks get measured against.

Xero

Cloud accounting that grows with you

Strong bank feeds, clean invoicing and a huge app ecosystem — Xero is our accounting pick for freelancers and small teams who want software their accountant will actually thank them for. We tested plans, automations and the mobile app.

Also worth a look

• Toggl Track — still the best free time tracker for solo freelancers — one click, and every billable hour is on record.
• ClickUp — our project-management top pick — docs, tasks and time tracking in one tool, with a generous free plan.
• Gusto — payroll and HR for small US teams — worth a look the moment you hire your first contractor or employee.
• Zapier — the glue between your tools — automate invoices, leads and follow-ups without writing code.

Guide

How to Become a Freelancer in 2026

our newest guide — from registration and rates to your first clients, step by step.